FINANCIAL ADVISORS

 Your success is our only mission

FINANCIAL ADVISORS

Newman’s Financial Planning, LLC is a registered investment advisor and is required by law to act solely in our client’s best interests.

  • I will always put your best interests first
  • I will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional.
  • I will not mislead you, and I will provide conspicuous, full and fair disclosure of all important facts.
  • I will avoid conflicts of interest.

Types of financial advisor

Investment Advisor

All Investment Advisors are considered to be a “fiduciary”, which means they must act solely in the best interests of their clients.

Broker

A Broker is an “agent” who works for a large or small investment firm that is in the business of selling or placing trades.

Others

There are many other “investment professionals” out there that claim they are financial advisors.

INVESTMENT ADVISOR

All Investment Advisors are considered to be a “fiduciary”, which means they must act solely in the best interests of their clients.

This is a term that is covered under the Investment Advisors Act of 1940. This act was put in place by the Federal Government to protect investors against any malpractice, or wrongdoing and helps provide much more transparency to clients.

In my personal opinion I am not sure how anyone can be in our business and not be acting solely for the clients best interest.

BROKER

A Broker is an “agent” who works for a large or small investment firm that is in the business of selling or placing trades.They are in the business of transacting for clients accounts in which such transactions pay these Brokers a commission.

Brokers are also compensated by transaction fees, incentives, and bonuses their employer may offer. Often times Brokers are limited to the types of investment vehicles they can offer clients.

Due to the nature of this role, Brokers do not act as a fiduciary and are specifically exempted to act as a fiduciary for clients, and also not required to abide by the Investment Advisors Act of 1940.

OTHERS

There are many other “investment professionals” out there that claim they are financial advisors.
One common one is an insurance agent that is in the business of selling variable annuities or whole life policies. They again are not held to a fiduciary standard.

They are compensated much like stockbrokers receiving commissions for the different types of insurance products they sell. Often times these insurance products have very high hidden fees built into the policies.

Newman’s Financial Planning, (LLC/”Newman’s Financial”) is a registered investment advisor offering advisory services in the states of Arizona, Florida and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow up or individualized responses to consumers in a particular state the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Newman’s Financial, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

Reach Us

Serving East Valley Cities:

Financial Planning in Queen Creek, AZ

Financial Planning in Gilbert, AZ 

Financial Planning in Chandler, AZ

Financial Planning in Scottsdale, AZ

Financial Planning in Tempe, AZ

480-798-9544

will@newmansfinancialplanning.com

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